Buy here, pay here
No credit check car financing in Manassas, VA
We're the dealership and the lender. That means no bank runaround, no credit check, and a real answer in minutes — bad credit, no credit, or first-time buyer. Se habla español.
No Credit Check
Your steady income and down payment are what count here — not your credit score. We don't run your credit.
Approved on the Lot
The people who own the lot make the call — in minutes, not days. No waiting on a bank to decide.
Payments That Fit
We build the payment plan around your budget and your pay schedule, and you pay us directly. Simple.
Todo en Español
El financiamiento completo en tu idioma — preguntas, papeleo y pagos, todo en español si así lo prefieres.
How it works
Drive home in three steps
1. Pick your car
Browse the lot or our online inventory and find the ride that fits your life and your budget.
2. Bring the basics
A valid driver's license or ID, proof of income, proof of residence, and your down payment — that's it.
3. Drive home today
We set your payment plan, sign the paperwork on the spot, and hand you the keys — most customers drive home the same day.
Common questions
Buy here pay here, explained
What does “buy here, pay here” mean?
It means RideTime VA is both the dealership and the lender. You pick your car here, we finance it here, and you make your payments directly to us — no bank or outside finance company involved.
Do you really not check my credit?
That's right — we don't run a credit check. Approval is based on your income, your down payment, and a valid ID, not your credit score.
Can I get a car with bad credit or no credit?
Yes. Bad credit, no credit history, even a past repossession — you can still get approved at our Manassas lot, because the decision is ours, not a bank's.
What do I need to get approved?
A valid driver's license or ID, proof of income, proof of residence, and a down payment. Bring those and we can usually have you approved and driving the same day.
Do you offer financing in Spanish?
Sí — the entire process is available 100% in Spanish, from your first question to your final payment. Se habla español.
Get approved today.
Come by the lot at 9150 Prince William St in Manassas, or give us a call — we'll tell you in minutes what you qualify for.