Buy here, pay here · Woodbridge, VA
Buy here pay here car financing for Woodbridge drivers
Shopping for a used car in Woodbridge and worried your credit will get in the way? Ride Time VA is worth the short drive. We're a family-run buy here pay here dealership in nearby Manassas, and we're both the dealer and the lender, so there's no bank, no credit check, and a real answer while you're on the lot. Bad credit, no credit, or a first car: Woodbridge drivers get approved on our lot every day.
Buy here, pay here
Why Woodbridge buyers choose Ride Time VA
No Credit Check
Your steady income and down payment are what count here, not your credit score. We don't run your credit.
Approved on the Lot
The people who own the lot make the call — not a bank, and not in a week. No waiting on a bank to decide.
Payments That Fit
We build the payment plan around your budget and your pay schedule, and you pay us directly. Simple.
Todo en Español
El financiamiento completo en tu idioma: preguntas, papeleo y pagos, todo en español si así lo prefieres.
An easy drive from Woodbridge
Ride Time VA sits at 9150 Prince William St in Manassas, about a 25-minute drive from Woodbridge up the Prince William Parkway. It's an easy trip whether you're coming from Lake Ridge, Dale City or Occoquan, and same-day delivery is often possible when your documents are in order.
We also serve nearby: Lake Ridge, Dale City, Occoquan, Dumfries, Montclair
Woodbridge, VA
Built for the I-95 commute
If you live in Woodbridge, you probably know I-95 traffic better than you'd like. Whether you're heading north toward Springfield, Fort Belvoir or DC, slugging from a commuter lot, or running Route 1 between work and home, your car racks up miles fast. A fuel-efficient sedan or a dependable compact SUV is what most Woodbridge buyers ask us for.
Families in Dale City and Lake Ridge tend to want more room: a third row for carpools and practices, or a crossover for the weekend run to Potomac Mills. If the car you need is bigger than your credit score says you can have, in-house financing is where that changes.
The trip to our lot is the easy part. Apply online first and we'll call you back, so by the time you drive up the Prince William Parkway we already know what you qualify for and which cars to have ready.
How it works
Drive home in three steps
1. Pick your car
Browse the lot or our online inventory and find the ride that fits your life and your budget.
2. Bring the basics
A valid driver's license or ID, proof of income, proof of residence, and your down payment. That's it.
3. Drive home today
We set your payment plan, sign the paperwork on the spot, and hand you the keys. Same-day delivery is often possible when your documents are in order.
Common questions
Buy here pay here in Woodbridge: common questions
Is it worth driving from Woodbridge to Manassas for a car?
It's about 25 minutes, and you can apply online before you leave, so the trip isn't a gamble. We'll call you back with what you qualify for, and the cars that fit will be ready when you get here.
Do you have cars that hold up to a long daily commute?
Yes. We stock sedans and compact SUVs that suit high-mileage commuting, and every car goes through our own shop and gets its Virginia state inspection before you drive it home. Browse the current lot online before you come.
Do you finance drivers from Woodbridge?
Yes. Ride Time VA finances buyers from Woodbridge and all of Prince William County right at our Manassas lot. Because we're the lender, the approval is ours to make, not a bank's.
Can I get approved with bad credit or no credit?
Yes. Approval is based on your income, your down payment and a valid ID, not your credit score. Bad credit, no credit, even a past repossession: Woodbridge drivers still get approved.
What do I bring to drive home from Woodbridge?
A valid driver's license or ID, proof of income, proof of residence and your down payment. Bring those and we can often get you approved the same day.
Get approved today.
Come by 9150 Prince William St in Manassas or give us a call. We'll tell Woodbridge drivers what they qualify for while they're here.