Buy here, pay here · Fairfax, VA
Buy here pay here car financing for Fairfax drivers
Shopping for a used car in Fairfax and tired of banks turning you down? Ride Time VA is a short drive west on I-66. We're a family-run buy here pay here dealership in nearby Manassas, and since we're both the dealer and the lender, there's no bank, no credit check, and a real answer while you're on the lot. Bad credit, no credit, or a first car: Fairfax drivers get approved on our lot every day.
Buy here, pay here
Why Fairfax buyers choose Ride Time VA
No Credit Check
Your steady income and down payment are what count here, not your credit score. We don't run your credit.
Approved on the Lot
The people who own the lot make the call — not a bank, and not in a week. No waiting on a bank to decide.
Payments That Fit
We build the payment plan around your budget and your pay schedule, and you pay us directly. Simple.
Todo en Español
El financiamiento completo en tu idioma: preguntas, papeleo y pagos, todo en español si así lo prefieres.
An easy drive from Fairfax
Ride Time VA sits at 9150 Prince William St in Manassas, about a 25-minute drive from Fairfax straight down I-66. It's an easy trip whether you're coming from Centreville, Chantilly or Burke, and same-day delivery is often possible when your documents are in order.
We also serve nearby: Centreville, Chantilly, Burke, Vienna, Oakton
Fairfax, VA
Why Fairfax buyers head west
Fairfax County has no shortage of car dealerships, but most of the big lots along Route 50 and in Chantilly finance through outside banks. If your credit has taken a hit, that usually ends in a decline or a loan you can't afford. At a buy here pay here lot like ours, the dealer is the lender, so the decision gets made by the people you're talking to.
Fairfax buyers come to us with all kinds of needs: George Mason students looking for a first car, workers who commute on the Fairfax County Parkway or I-66, and families in Centreville and Burke who need a reliable second vehicle. Whatever it is, we'd rather work out a payment that fits your paycheck than send you home empty-handed.
Because we're a smaller, family-run lot, you deal with the same people from test drive to paperwork to service. No being handed off to a finance office down the hall.
How it works
Drive home in three steps
1. Pick your car
Browse the lot or our online inventory and find the ride that fits your life and your budget.
2. Bring the basics
A valid driver's license or ID, proof of income, proof of residence, and your down payment. That's it.
3. Drive home today
We set your payment plan, sign the paperwork on the spot, and hand you the keys. Same-day delivery is often possible when your documents are in order.
Common questions
Buy here pay here in Fairfax: common questions
Why not just buy from a dealer in Fairfax?
If a bank will approve you at a good rate, that can work. If it won't, a buy here pay here dealer is often the better route, because we make the lending decision ourselves based on your income and down payment instead of your credit score.
Can I get started before I make the drive from Fairfax?
Yes. Fill out the short online application and we'll usually call you back the same day. Applying doesn't affect your credit score, and you'll know where you stand before you get on I-66.
Do you finance drivers from Fairfax?
Yes. Ride Time VA finances buyers from Fairfax and all of Prince William County right at our Manassas lot. Because we're the lender, the approval is ours to make, not a bank's.
Can I get approved with bad credit or no credit?
Yes. Approval is based on your income, your down payment and a valid ID, not your credit score. Bad credit, no credit, even a past repossession: Fairfax drivers still get approved.
What do I bring to drive home from Fairfax?
A valid driver's license or ID, proof of income, proof of residence and your down payment. Bring those and we can often get you approved the same day.
Get approved today.
Come by 9150 Prince William St in Manassas or give us a call. We'll tell Fairfax drivers what they qualify for while they're here.